Terms of Service

VantaMoney requires an account with a valid email address and password. You must confirm your email address to complete registration.

You are responsible for keeping your credentials secure and for activity that occurs under your account. Use the in-app password reset if you believe your credentials have been compromised, and contact support@vantamoney.com if you need help.

You must meet the minimum age described in the Privacy Policy to create an account.

VantaMoney is a manual personal-finance organization tool. You enter your own financial information; the app never connects to a bank, never imports transactions automatically, and never moves, holds, or exchanges real money.

Your manually entered financial records are stored locally on your device under the current architecture. We cannot see or recover them. Keep your own backups of anything important, including via the app's export feature.

VantaMoney provides organization and analytics of the data you enter, including an optional feature to tag a transaction's location using your device's location and platform map services, where available. It does not provide financial, investment, tax, or legal advice, and its calculations, insights, and converted totals are informational only.

Exchange rates shown in the app are updated rates cached on your device for up to 8 hours. They are approximate, may differ from rates offered by any financial institution, and must not be relied on for executing real transactions.

You may attach receipt images or files to transactions. With Premium, receipts are backed up to private cloud storage associated with your account so they can be restored, as described in the Privacy Policy.

You are responsible for the content of files you upload. You must have the right to upload them, and you must not upload material that is unlawful, infringing, or that you are not authorized to store.

We may remove content and/or suspend accounts where required by law or where uploads violate these Terms.

Premium is available as an auto-renewing monthly or yearly subscription, or as a one-time Lifetime purchase. Current pricing is shown in the app and on this website; your store displays the final localized price.

Payment is charged to your Apple or Google account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and are managed and canceled in your App Store or Google Play subscription settings. Entitlements are managed through RevenueCat, and you can restore purchases on a new device using the Restore Purchases option in the app.

Lifetime access is a one-time purchase, not a subscription, and means access to Premium features for the supported commercial lifetime of VantaMoney, subject to these Terms and platform availability.

Deleting your account does not cancel a subscription — cancellation is a separate action through Apple or Google. Deleting your account also does not delete or anonymize your RevenueCat purchase records, which persist with RevenueCat, Apple, and Google under their own retention rules. See the Subscription Terms and Refund Policy pages.

You agree not to misuse the service — including attempting to breach its security or access controls, interfering with its operation, reverse-engineering it except where the law permits, using it to store unlawful content, or reselling access.

VantaMoney, its design, brand, wordmark, and content are the property of AEUREON LLC and are protected by law. These Terms grant you a personal, non-exclusive, non-transferable license to use the app for personal money management. Your data remains yours.

We work to keep VantaMoney available and improving, but the service is provided "as is" and "as available." Features may change, and we may modify or discontinue parts of the service. Where a change materially reduces paid functionality, we will use reasonable efforts to inform you in advance.

You can delete your account at any time inside the app or via the Delete Account page. We may suspend or terminate accounts that violate these Terms or the law.

To the maximum extent permitted by law, AEUREON LLC is not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data you did not back up, arising from your use of VantaMoney. Our total liability for any claim is limited to the amount you paid for the service in the twelve months before the claim. Nothing in these Terms limits rights that cannot be waived under the consumer-protection law that applies to you, including Brazilian consumer law where applicable.

These Terms are governed by the laws of the State of Florida, USA, without prejudice to mandatory consumer protections of your place of residence. Contact: support@vantamoney.com · AEUREON LLC, St. Petersburg, Florida, USA.